The best disability insurance company is MassMutual because of its generous coverage limits and varied policy options. A sudden disability can hurt your finances as well as your health.
Disability insurance covers the wages you could lose if you can’t work because of illness or injury. Investopedia reviewed 11 disability insurers, comparing benefits, costs, coverage types, financial strength, and more, to make our recommendations.
Best Disability Insurance
- Best Overall: MassMutual
- Most Affordable: Thrivent
- Best for High Earners: The Standard
- Best for Customization: Breeze
- Best for Short-Term Disability: Assurity